Personal Financial Planning > Asset Allocation

Home		Products		Personal Financial Planning		Business Consulting		Insurance Quotes

Independent Planning Process

Asset Allocation

Professionally Managed Accounts

Central Asset Account

Education Planning


	Individual Portfolio Analysis

Home > Personal Financial Planning > Asset Allocation

Asset Allocation

What's the Best Way to Allocate Your Assets?

MORE THAN TIMING OR THE SPECIFIC SECURITIES YOU INVEST IN, THE WAY IN WHICH YOUR ASSETS ARE ALLOCATED IN STOCKS, BONDS AND CASH AND HOW THEY ARE REBALANCED OVER TIME ULTIMATELY DRIVES YOUR RETURNS.

In fact, according to a respected academic study, over 90% of portfolio performance is determined by how your assets are allocated.* This key finding underscores the advantage of relying on our disciplined investment process, which puts asset allocation at its core.

The world's top economists and investment professionals have long studied asset class behavior and portfolio analysis. In 1990, Dr. Harry M. Markowitz won the Nobel Prize in Economics for his work on Modern Portfolio Theory-representing some 40-plus years of research and thinking.

ASSET ALLOCATION IS THE PRIMARY DETERMINANT OF PORTFOLIO RETURNS

*SOURCE: Brinson Hood & Beebower, Financial Analysts Journal, 1986
Brinson Hood & Beebower, Financial Analysts Journal, 1991

TWO ASSET ALLOCATION APPROACHES: STRATEGIC AND TACTICAL

We will also explore with you the two primary approaches to asset allocation, both of which start with the principles of Modern Portfolio Theory. *

With the STRATEGIC approach, we continually re balance your assets to your original target asset mix.

With the TACTICAL approach, we re balance your asset classes based on more opportunistic market and economic changes using permissible ranges for each class.

As your advisor, we will work closely with you to determine which approach is best for you.

* There is no certainty that any investment or strategy will be profitable in achieving investment objectives.

Contact Independent Planner LLC. today at (716).634-8705 - (800)-279-0298 - (716).634-1636 (fax)
E-mail:info@independentplanner.com

Securities and Financial Planning Services offered through First Allied Securities, Inc. Member FINRA/SiPC